You know how everyone’s always raving about the Maldives? Those picture-perfect beaches, crystal-clear waters, and luxurious overwater bungalows? Well, let me tell you, I’ve stumbled upon some affordable alternatives to the Maldives that’ll give those islands a run for their money – without running you into debt.
I’m talking about destinations that are just as stunning, but won’t have you selling a kidney to afford a week’s vacation. These spots have got all the tropical vibes you’re craving: pristine beaches, turquoise waters, and that feeling of being in paradise. But here’s the kicker – they’re actually affordable.
Now, I’m not saying these places are exactly like the Maldives. They’ve each got their own unique charm. But if you’re dreaming of a tropical getaway and your bank account’s giving you the side-eye, these destinations might just be your ticket to paradise.
Barbados

Barbados is an affordable alternative to the Maldives and in our opinion, more desirable because of its incredible array of options when it comes to accommodation, things to do, and places to eat. This place is the gateway to the Eastern Caribbean. It’s the region’s most developed island for tourism but has still retained its traditional Bajan charm.
The beaches of Barbados are spectacular. And for a tiny island, you’ll find every type of beach you can imagine. On the Caribbean coast, the water is like a lake – it’s crystal clear, and there is plenty of opportunity to dive and snorkel with turtles and other tropical marine life. Over on the rugged Atlantic coast, you’ll find dramatic cliffs, crashing waves, and world-famous surf spots.
There are hundreds of beachfront accommodations to choose from, whether you’re looking for an all-inclusive resort or prefer a luxury private villa – you’ll find it here in Barbados. What’s great about Barbados being the most established island in the region is that prices match that, and over the years it has become one of, if not, the most affordable vacation destination in this part of the world.
We love to experience local life and culture, and Barbados gives you plenty of opportunities to do that. The island is just 166 mi² (439 km²), and getting out and exploring is incredibly easy and safe. We rented a car, but hiring drivers is easy and getting on local buses, with reggae music blasting, is a fun adventure. A few classic Bajan experiences include enjoying a day of horse racing at Garrison Savannah, a traditional grilled seafood dinner and a Bajan party at Oistins Fish Fry, or taking in a cricket match at the Kensington Oval.
So, if you want a Maldives alternative that gives you all the comforts of ultimate luxury and fine dining combined with an abundance of local cultural experiences, then Barbados is a top choice.
Andaman Islands, India

The Andaman Islands are a group of 200+ islands located off the east coast of India. The most popular destinations of these are Havelock Island and Neil Island in the South Andaman District.
The Andaman Islands are a much more budget-friendly destination than the Maldives. In the Andamans, there is a wider range of accommodation options, from backpacker hostels ($12) and budget guesthouses ($30) to luxury resorts ($250). The budget guest houses in Andaman are still cheaper than the budget guesthouses on local islands in the Maldives.
Since the Andamans are volcanic islands and not atolls like the Maldives, there is also a lot more to do in the Andamans apart from beach and water activities such as jungle and waterfall hikes, bird walks, limestone cave exploration, mangrove kayaking and a lot more.
But if you are a water baby, the Andamans are also a great choice for scuba diving and snorkelling with pristine coral reefs and incredible marine life. Or if you are a beach bum, Radhanagar Beach in Havelock Island is the place to go!
There are also a lot more food options to choose from in the Andaman Islands with cafes serving global cuisines ($7) and smaller restaurants serving delicious Indian meals ($3).
Bacalar, Mexico

Bacalar, located in the southern portion of the Yucatan Peninsula, is commonly referred to as “The Maldives of Mexico.”
This small town is known for the Bacalar Lagoon, which is actually the largest freshwater body of water in all of Mexico. It’s also known as the Lagoon of Seven Colors, due to the water’s varying shades of blue, thanks to the white sand lining its bottom.
When my husband and I visited, there were so many things to do in Bacalar to keep us busy. For example, we had a blast at Los Rapidos, a beach club located along a narrow part of the lagoon with a gentle current. This creates a natural lazy river, so we spent all day, jumping into and floating down the cool blue water and drinking cervezas under a palapa. We also enjoyed doing a sunrise stand-up paddleboard tour, watching the first rays of the sun kiss the turquoise waters around us.
While the town is definitely on the sleepy side, we still found there to be plenty of amenities that you need as a visitor. For example, we spent our nights wandering around the quaint downtown area, which has cobblestone streets lined with restaurants, beachwear shops, and even a few bars where you can salsa the night away.
Like most destinations in Mexico, Bacalar is significantly cheaper than the Maldives. There’s accommodations available for all types of travelers, from budget hostels to upscale resorts, with massage rooms overlooking the lagoon. Even for the most upscale rooms that are right on the water, though, like Our Habitas Bacalar, you’ll definitely be hard-pressed to find options that exceed $600 USD a night.
Mabul Island, Malaysia

If you’re looking for an affordable alternative to the Maldives, Mabul island really does have it all: Crystal clear waters, spectacular biodiversity and luxurious overwater bungalows. Mabul is very close to Sipadan – which has a well earned reputation for some of the best diving in the world. You can see a wide array of colourful tropical fish, barracuda tornados, wild sea turtles, reef sharks and even whale sharks from time to time.
Personally we loved staying in Mabul. Our personal highlights include freediving at the Lobster wall and scuba diving around the shipwreck. The visibility in the water is typically 20m or more. If you don’t have your open water diving certificate, there are plenty of diving schools offering courses and some of the cheapest diving in Mabul Island . If you are already qualified, you can arrange trips around Mabul island itself, or take a trip to Sipadan (this is a lot more expensive because you need to pay environmental & conservation fees).
Alternatively you can arrange snorkelling trips which start at around RM50 per person (roughly £8 or $10). If you are hoping to visit Mabul you need to head to Semporna in Sabah Malaysia. From here you can arrange a boat to Mabul island. Some accommodation may offer packages that include your boat transfer.
There are a few great options in the area: The beautiful Sipadan Kapalai Dive Resort has that luxurious Maldivian vibe. Also check out the Mabul Water Bungalows on the east side of Mabul island.
San Blas Islands, Panama

If you’re looking for a more affordable “Maldives-like” vacation, then look no further than Panama! The country is home to the San Blas Islands, a hidden gem in the Atlantic Ocean. There are over 365 islands to explore, all governed by the indigenous Guna Yala people.
Visiting the San Blas Islands is a breathtaking and relaxing beach trip! During my trip, I enjoyed snorkeling in clear waters to see colorful coral reefs and marine life. Island-hopping was also an unforgettable experience as I learned about the Guna Yala people, culture, and customs.
The seafood on the islands is as fresh as possible. While we were island hopping, our hotel staff was hunting lobster that would be that evening’s dinner. Most accommodation includes food, but if it doesn’t a typical meal costs around $10.
Accommodation options in San Blas include overwater bungalows and beach huts starting at around $100 per night. These lodgings are managed by the indigenous Guna Yala people, offering a rich cultural experience. I spent my time in an over-the-water bungalow at Narasgandub which was rustic but beautiful.
The San Blas Islands provide a peaceful and affordable getaway with a rich culture, serving as a great alternative to the Maldives (plus a shorter flight from the USA). The scenery, activities, and cultural experiences all make for a wonderful vacation.
Con Dao Islands, Vietnam

Con Dao islands, a protected marine park, are located off the south coast of Vietnam in the South China Sea. There are thick forests on these islands, as well as lovely beaches, secluded bays and coral reefs. Con Son is the largest island in this chain. A hidden gem for sure, not on the usual Vietnam itinerary for travellers.
Pristine as it is now, it is difficult to imagine Con Son as ‘hell on earth’. This island has a brutal history, thousands of prisoners were confined in jails during the French rule. The Prison tour is quite popular with the local travellers.
Con Son island is not too developed as far as beach resorts go. There are a few standard hotels and home stays in the city center. We chose the luxurious Six Senses Con Dao resort with its own private strip of beach, great service and excellent restaurants on site.
But the island per se is a cheap destination for accommodation, eating and activities. You can go cycling, snorkelling, diving, and just lazing around on uncrowded, sandy beaches. Being a protected national park has ensured that there is a lot to see underwater.
These islands are also home to the largest natural turtle population in Vietnam. From May to October every year, visitors arriving on Con Dao Island can experience baby turtles hatching.
The best time to visit Con Dao is from November to April. There are daily direct 45-minute flights connecting Ho Chi Minh City to Con Son.
Gili Islands, Indonesia

The Gili Islands are a slice of paradise with their stunning crystal-clear waters and pristine beaches. When I first arrived, I was struck by the beauty of these islands – Gili Trawangan, Gili Meno, and Gili Air – each offering its unique charm. Unlike the Maldives, the Gili Islands provide the luxury of overwater bungalows at a fraction of the price, making it an affordable yet romantic destination.
During my stay, I enjoyed an overwater bungalow on Gili Trawangan for just $150 a night, compared to the Maldives’ $500+. The water is perfect for snorkelling and diving, revealing vibrant coral reefs and many marine life. On Gili Air, I relished the tranquillity and stunning sunsets, ideal for couples seeking a serene escape.
Dining options are abundant and delightful, with beachfront restaurants serving fresh seafood, Indonesian dishes, and international cuisine. One of my favourites was a beachfront BBQ on Gili Meno, where I savoured freshly grilled fish for less than $10.
Beyond the beaches, the islands offer yoga classes, cooking classes, and vibrant nightlife, especially on Gili Trawangan. Biking around the islands is a must, as motorised vehicles are banned, preserving their peaceful atmosphere.
Plenty of charming bungalows and hostels are available for budget travellers for as low as $15 a night. The Gili Islands offer a unique blend of luxury and affordability, making them a fantastic alternative to the Maldives.
Fiji

Fiji is an amazing and cheap alternative to the Maldives. With crystal clear blue waters, tons of beachfront resorts, and more than 330 islands to choose from, you cannot go wrong when visiting Fiji.
While I have been to the Maldives and it is an amazing destination, Fiji is great because it is much cheaper and easier to get to than the Maldives. I recommend spending at least a week and more if you want to explore as many islands as possible.
Fiji has a ton of things to do. The main island, Viti Levu contains the capital of Fiji, Suva, and the hub to international flights, Nadi. In Nadi, visitors can check out the local markets, grab food at many amazing restaurants, visit hot springs, mud pools, and find several hikes.
From here, you can base yourself to take day trips to the Mamanuca Islands where you can find a ton of snorkel spots, gorgeous beach resorts, and private islands. Alternatively, head to the other side of the island for jungle adventures and river tubing.
If you are looking for overwater bungalows, you will want to head to the Marriott Momi Bay. For a fraction of the price of the Maldives, you can enjoy an overwater bungalow. For those who want to head out to the islands, there are so many resorts to choose from for all price ranges. The Sheraton Tokoriki Island is a popular option. If you want to stay on the mainland and take day trips, check out the Hilton Port Denarau.
Overall, there are such an array of activities in Fiji that you will not be sorry choosing it over the Maldives.
Like it? Pin it!

Disclaimer: Some of the links on this website are “affiliate links.” This means that if you click on the link and do a purchase, I will receive an affiliate commission at no extra cost for you. This helps me keep my website running and continue to share my travelling knowledge with you. I thank you for booking your flights or hotels using the links on my website. Regardless, I only recommend products or services I use personally and believe will add value to my readers.